Financial & Claim Advocacy
Roof Insurance Claim Help & Deductible Financing
Hail or storm damage to your roof? We're Colorado's insurance restoration specialists. Get free roof inspections, expert insurance claim help, low-payment deductible financing, and an exclusive $2,000 return customer rebate.
A Trusted Roof Insurance Advocate on Your Side
Dealing with hail damage roof repair or storm damage is stressful enough without trying to decipher complicated insurance scopes. As Colorado insurance restoration specialists, we've successfully managed hundreds of roof insurance claims and built solid working relationships with major insurance carriers across the Denver metro and Front Range.
We don't just replace your shingles — we represent your interests, ensuring your insurance company pays for a complete, code-compliant roof replacement. Plus, every project starts with a free roof inspection so you know exactly where you stand.
Why Better Builders?
- Full Code Compliance
We ensure your new roof is fully permitted and compliant with local municipal codes.
- Code Supplementation Experts
We handle all technical code upgrade requests with your adjuster so you don't pay out of pocket.
- Honest Inspections
If there is no storm damage, we'll tell you. We will never suggest filing a claim unless it's genuinely justified.
Returning Customer $2,000 Rebate
At Better Builders, we run a relationship-focused business. We build roofs that last a lifetime, and we want to be your trusted contractor for life.
To show our profound appreciation for your continued trust, we offer a special **$2,000 Loyalty Rebate Program**. If we replaced your roof in the past, and a future Colorado storm brings a need for another replacement on any home you own, we will mail you a **$2,000 rebate check** upon the successful completion and funding of your new project.
Fully Transferable
Applies to secondary residences, rental properties, or new homes you relocate to within Colorado.
Simple & Direct
No complicated reward points or hoops. A simple rebate check mailed straight to you once the project is finished.
Loyalty Reward Program
Cash Back Rebate
Earned when you choose Better Builders for your repeat roof replacement. It pays to stick with quality.
Learn More or Sign UpDeductible Financing Options
A high homeowners insurance deductible shouldn't prevent you from protecting your home. While Colorado law strictly prohibits contractors from covering your deductible, we provide fully compliant, low-monthly-payment financing plans to fit your family's budget.
Low-Interest Financing
Spread the cost of your deductible over comfortable, budget-friendly monthly payments with our approved lending partners.
- Quick approval process
- No pre-payment penalties
- Flexible terms
Zero Down / No-Interest Terms
Qualified homeowners can access promotional interest-free periods to handle repairs immediately after a storm without immediate out-of-pocket costs.
- 0% APR promo periods
- Zero down payment options
- Protects household cash flow
Customized Payment Plans
We work individually with Colorado families to structure custom payment schedules aligned with insurance check disbursements.
- Aligned with insurance releases
- No hidden fees
- Direct one-on-one coordination
Need details on monthly rates or customized structures?
Our financing applications are secure, take less than 5 minutes, and will not impact your credit score.
Check Your Financing OptionsHow the Insurance Process Works
We've refined our storm restoration process down to a science. Here is exactly what you can expect when you partner with Better Builders.
Free Visual Inspection
We perform a comprehensive, complimentary drone and physical assessment of your roof, capturing detailed photos and video of all wind or hail damage.
File Your Claim
If substantial damage is found, we help you prepare the documentation to file an accurate claim with your insurance provider.
Adjuster Meeting Representation
We meet your insurance adjuster on-site to walk the roof together, ensuring all storm-damaged components are properly identified and documented in the initial scope.
Scope Review & Supplementation
We cross-reference your insurance's assessment with local building codes. If critical items (like code upgrades or ice/water shield) are missed, we file supplemental requests to cover them.
Flawless Execution
We build your new high-end Malarkey or CertainTeed roofing system to spec, handling all invoicing and final paperwork with your insurance company directly.
Insurance & Financial FAQ
Is it illegal for a contractor to pay or 'waive' my deductible in Colorado?
Yes, under Colorado Senate Bill 12-038, it is a class 2 misdemeanor for a residential contractor to offer to pay, waive, or rebate a homeowner's insurance deductible. However, we provide legal deductible financing options and custom payment structures to help manage this expense easily without violating state law.
How does the $2,000 Return Customer Rebate work?
We believe in long-term relationships. If we've completed a full roof replacement for you in the past, and you choose us again for a future roof replacement on any property you own, we reward your loyalty with a $2,000 rebate check upon project completion.
What if my insurance scope doesn't cover necessary building code upgrades?
Older roofs often lack features required by modern municipal building codes, such as drip edge or specific ventilation. If your policy includes 'Law and Ordinance' coverage, we will submit code requirements directly to your carrier to ensure they pay for these necessary upgrades.
Have an open insurance claim?
Let us review your insurance scope for free to ensure no critical line items were omitted.